The average APR on a 15-year fixed-rate mortgage rose 2 basis points to 2.205% and the average

Mortgage rates change daily. See mortgage rates today and compare current mortgage rates including 30-year mortgage rates, VA mortgage rates and more.

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See how home loan mortgages differ 9 hours ago In many cases, it’s to pay a lower interest rate on their home loan. If you initially get a mortgage with a rate of 5% and learn you can refinance to a mortgage with a rate of 4%, you might decide it’s worth the cost and trouble of refinancing to nab that lower rate.

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The average APR on a 15-year fixed-rate mortgage rose 2 basis points to 2.189% and the average APR for a 5/1 adjustable-rate mortgage (ARM) fell 1 basis point to 3.188%, according to rates

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Adjustable rate mortgages (ARMs) offer lower rates than some other loan types. ARMs are a great option if you expect to sell your house or refinance before the initial fixed-rate period ends. A popular ARM is the 5-year ARM, which is a 30-year mortgage with an initial fixed-rate period of five years.

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